WSJ; OVERHEARD ON THE STREET: TEACHER, TEACH THYSELF (BE A TRIMMER MIRROR IMAGE)

The U.S. government isn't known for financial responsibility, what with long-term debt of about $16.5 trillion. Yet it seems to think itself quite capable of teaching others how to keep their financial house in order.

Actually, though, its efforts may be symbolic of its own fiscal discord. During a Senate Banking Committee hearing last Thursday, Sen. Tom Coburn, an Oklahoma Republican, quizzed Consumer Financial Protection Bureau chief Richard Cordray on how many financial literacy programs the government has. Mr. Cordray didn't know but acknowledged a piecemeal approach.

Sen. Coburn already had the answer, 56. That, in his view, is about 55 too many. He urged Mr. Cordray to have the CFPB analyze these efforts and recommend to Congress how to get rid of them or at least shrink them to one. Of course, that could be tough if some members of Sen. Coburn's own party have their way and get rid of the CFPB. Too bad the government doesn't have any programs aimed at cutting political dysfunction.